• Health care and retirement saving keep people on the job.

    How many older Americans are working full time -- any why? Here's eye-opening research on work from Employee Benefit Research Institute (EBRI):

    Read complete article
  • What can you do if you think fraudulent telemarketers are scamming your parents?

    Consumers lose billions of dollars a year to telemarketing fraud. Scam artists often target older people because they tend to be trusting and polite toward strangers, and are likely to be home and have time to talk with callers. You can empower your parents and others by discussing rip-off tip-offs, explaining their rights, and suggesting ways to protect themselves.

    Read complete article
  • A reverse mortgage can really turn things around for seniors who are struggling to get by. But, when does (and doesn't) it make sense to cash in on your home equity?

    As one of my friends puts it, "There's nothing worse than being old -- except being old and being broke."

    It's a simple fact: As we live longer, we may find ourselves outliving our savings accounts. Pensions and social security often don't keep up with inflation, and then there are the kids who need help, the new roof, the prescriptions not covered by medical insurance, and all those other expenses that keep coming long after a regular paycheck has stopped fattening the savings account every month.

    Read complete article
  • Adult incontinence is common, yet it can be a difficult subject to discuss with family, friends, and even physicians.

    Adult incontinence is much more prevalent in the United States than you might think. According to the National Association of Continence (NAFC, 2006), approximately 25 million adults in this country have experienced incontinence at some point in their lives. In fact, this number may be higher as most adults, especially men, won't admit or are embarrassed to discuss this condition with their healthcare provider, family, or friends. And 75-80 percent of those suffering incontinence are women.

    Read complete article
  • Julie Christie

    Two movies give us revealing looks at Alzheimer's disease and dementia.

    "Away From Her" stars Julie Christie and Olympia Dukakis.

    "The Savages" stars Philip Seymour Hoffman and Laura Linney.

    Read complete article
  • The fun of having your dog under control when it's not on a leash.

    Important - When you take the leash off, remember the following: Your dog should not run off, with you chasing vainly behind, yelling for Fido to come back.

    Yes, if you want Fido to free heal, you must have your dog trained to heal on the leash first. This is how you need to start:

    Read complete article

    Q: My mom is insured through a Medicare HMO; however, the hospital closest to her home is not in her HMO's network. What do we do if there's an emergency? I don't know if we would instruct the ambulance to go to a different hospital -- is that even possible or advisable? She doesn't want to get hit with a big hospital bill because she isn't covered.
    -- Willa M., Rainbow, California

    Read complete article

    Q: How can I be an effective caregiver from far away? I don't feel comfortable just jumping in, but I think my help is needed.

    Read complete article
  • How people evaluate older vs. newer might surprise you.

    How do you evaluate a policy, a painting or a piece of chocolate? What makes you decide the "best" tree or treatment? Probably not what you think, reveals an interesting scientific study. Compare your own behavior to these results.

    Read complete article
  • An Advisor Academy tutorial

    When your child or grandchild has questions about energy, how do you begin to explain such a vast concept?

    Teaching kids about energy starts with conveying that there are many forms of energy around us and even inside us. Life as we know it would not exist without energy. Energy is so important that all food packages list Calories, an old energy unit. Energy is either stored or involved with motion.

    Read complete article
  • No Smoking

    Use these 5 steps to stop now.

    President Barack Obama’s 2010 physical examination revealed that he is in generally good health -– and that he is still trying to quit smoking. His doctor’s advice: keep up his "smoking cessation efforts"; in other words, he should keep trying to kick the habit.

    Stress is one of the reasons people give for not being able to quit smoking, says Susan Rausch, health educator at the Pat Walker Health Center and co-chair of the University of Arkansas’ FRESH campaign to promote the Tobacco Free Campus policy.

    Read complete article
  • Sound the way you like it!

    J. River Media Center and a compressor plugin provide the music sound you've always wanted.

    It's obvious that music played on the radio sounds different than when you play the same music from a CD or download. Radio station music is stronger, fuller, more consistent, more powerful. And it flows smoothly (segues) from song to song. The affect can be magical. After first getting to know a song on the radio, it's often disappointing to hear it directly from CD or download; the music feels weak, lethargic, empty.

    Read complete article
  • Meeting

    During the care plan meeting at your loved one's skilled nursing or other care facility, make sure your voice is heard.

    When you have a loved one in a skilled nursing facility or assisted living facility, you'll often be asked to participate in a "care plan conference," or a "quarterly care conference." Unfortunately, family members usually go to this meeting with little understanding of what a care plan document should provide, or what the goals of an effective care plan conference should be. This article helps you be prepared.

    Read complete article
  • Your medical results

    When your colonoscopy discovers polyps, what should you do?

    You know it's important to have a colonoscopy periodically. You hope the doctor finds nothing -- but what if the doctor finds "something"? 

    Read complete article
  • Wielding a defibrillator might seem like an intimidating endeavor, but knowing how it works could help you save someone's life one day.

    You've seen it on hundreds of TV shows -- paramedics arrive on the scene to tend to a heart-attack victim, and they whip out an electrical device that seems to jump-start the patient back to life. Could you jump into the paramedic's place to save that heart-attack victim's life?

    Read complete article
  • Find out which food and household items could be dangerous to your pets.

    Unfortunately, we tend to overlook a number of household items that are potentially very dangerous to a dog's health. It's especially important to be aware of this because as you know, dogs are essentially scavengers and will often eat just about anything they can sink their fangs into. My own dog is more like a mobile garbage disposal. It's also very important to be aware of these items because their sense of smell is so well developed that your pooch will be able to find what you may think is well hidden.

    Read complete article
  • Brain Power

    What you eat isn't only fuel for your body, it's also fuel for your brain.

    We've all heard "use it or lose it." This is especially true when it comes to protecting your brain's cognitive health. Cognitive health refers to healthy brain function, and to the skills people use everyday, such as: the ability to learn, remember, make decisions, think abstractly, reason, and even appreciate beauty. However, many Americans don't pay attention to their brain health, which can potentially lead to poor health, dementia, and Alzheimer's disease.

    Read complete article
  • Across the country, falls are the leading cause of injury-related death for people 65 or older.

    Chances are, someone you know has taken a dangerous tumble. In San Diego County alone, an average of 19 seniors (people over the age of 75) a day have falls so serious they require help from paramedics. And every single day in California, two seniors die from fall-related injuries.

    More then 60 percent of all falls take place in the home. But many of these can be prevented through basic precautions.

    Read complete article
  • Marilee Driscoll

    Long-term care insurance determines how well you'll be taken care of when you can't take care of yourself.

    Long-term care insurance is potentially one of the most important purchases you'll ever make. It likely determines how well you'll be taken care of when you can no longer care for yourself.

    There are lots of decisions to make -- and they need to be informed decisions. Tempting as it is to think you'll never be in the position to need long-term care, you risk literally everything if you hide from this issue.

    Read complete article
  • Things to consider when adding a dog to your family.

    Choosing the right dog is a decision you'll live with for many years, so give it some thought up-front. Here are things to keep in mind to select the right dog for you.

    Read complete article